What to do?

Why does life have to be so difficult? I keep going back and forth about what I want to do. A big part of me wants to go back to school too. But then I start thinking about the money. We would have to borrow at least $100,000 to pay for both of our tuitions plus housing and we would have to get part time jobs just to live. I am so torn. I wish it were an easy decision to make, like if $50K just fell out of the sky...